Velmoraq data platform overview

Terms and Conditions

Rules for using the website and information services Velmoraq. Read how the website works, what your rights and obligations are, and how we approach the information provided.

Effective date: November 4

Terms of Use

By using this website, you agree to these terms and conditions. If you do not agree, please do not use the website.

Brief Overview

This document governs in particular:

  • 1–2What Velmoraq is and the nature of the information provided
  • 3–4Rules for accessing the website and user obligations
  • 5–6Intellectual property and links to external sources
  • 7–10Liability, changes to terms, contact, and final provisions

1. Introduction and Definitions

These terms and conditions govern the use of the website operated under the name Velmoraq, including all content, texts, graphics, analyses, feature descriptions, and other information published here.

For the purposes of these terms, "Website" means the internet pages Velmoraq and all their subpages. "User" means any person who visits the website or uses its content. "Content" means all information, materials, and features made available on the website.

Additional information about the processing of personal data is provided on the page Privacy Policy. A description of the focus and method of work can be found on the pages Benefits and About Us.

2. Nature of Services and Information Provided

Velmoraq provides informational and analytical content focused on data intelligence, real-time big data analysis, predictive modeling, and support for informed risk management.

The content of the website is for informational and educational purposes only. It does not constitute investment advice, investment recommendation, an offer to buy or sell any investment instrument, or a solicitation to carry out a specific transaction.

Important notice: Decisions regarding investments are always associated with risk. All information provided on the website must be assessed in a broader context and with regard to the individual situation of the user. The user bears full responsibility for their own decisions and their evaluation.

3. Access to the Website and Availability

Access to the website is free and does not require registration, unless stated otherwise for a specific part of the website. The operator strives for continuous availability of the website but does not guarantee that the website will be available without interruptions, errors, or outages.

The operator may temporarily or permanently restrict, suspend, or change the availability of the website or its parts, particularly for reasons of maintenance, technical changes, content updates, or security. The operator is not obliged to provide prior notice of planned outages.

The user acknowledges that the functionality of the website may be affected by the settings of their device, browser, or internet connection.

4. Rules for Using the Website

The user agrees to use the website in accordance with these terms, good morals, and the purpose for which the website is intended. In particular, the user agrees not to:

  • interfere with the technical operation of the website, attempt unauthorized access to its parts, or circumvent security measures;
  • use the website to disseminate illegal, misleading, offensive, or otherwise inappropriate content;
  • copy, automatically extract, or bulk download content from the website in a way that would unreasonably burden its operation;
  • impersonate another person or Velmoraq, or create the impression that they are acting on behalf of the operator;
  • use the content of the website in a way that could harm the operator, other users, or third parties.

In the event of a violation of these rules, the operator may restrict access to the website or its parts and take other reasonable measures to protect the website and its users.

5. Intellectual Property

All content of the website, including texts, graphic layout, page structure, and descriptions of methods and functions, is protected by intellectual property rights. The holder of these rights is the operator of the website, unless stated otherwise.

The user is authorized to view the website content for their own personal and non-commercial use. Any other use, particularly copying, distribution, modification, translation, or other processing of the content without prior consent, is not permitted.

The Velmoraq designation and related graphic elements must not be used in a way that could cause confusion with the operator or its services.

6. Links and third-party content

The website may contain links to external websites or resources that are not operated by Velmoraq. These links are provided solely for the user's convenience.

The operator is not responsible for the content, availability, or practices of external sites, and their use is governed by the terms of the respective operators. The inclusion of a link does not imply endorsement or recommendation of the linked content.

7. Limitation of liability

The website content is provided as is, without express or implied warranties of completeness, accuracy, timeliness, or suitability for a particular purpose. Information on the website may be updated periodically and is subject to change without prior notice.

To the maximum extent permitted by applicable rules, the operator is not liable for direct or indirect damages arising from the use of the website, reliance on its content, or its unavailability. This includes, in particular, damages arising from investment or business decisions made based on information from the website.

The user acknowledges that data analysis and modeling work with probabilities and historical patterns and cannot guarantee future results.

8. Changes to the website and these terms

The operator may change, supplement, or discontinue the website content, structure, and functions at any time, even without prior notice.

These terms and conditions may be updated periodically to reflect changes to the website, services, or the manner of their provision. The current version is always published on this page with the effective date. By continuing to use the website after the publication of the updated version, the user agrees to the new version.

We recommend that users familiarize themselves with the current version of the terms on each visit, especially before using information from the website for their own decision-making.

9. Communication and contact

For questions regarding these terms and conditions, website content, or its operation, a contact form is available. For other general information on frequently asked questions, see the Frequently Asked Questions page.

Messages sent via the contact form are used to communicate with the user and to process their inquiry. The operator does not provide individual investment advice through the website.

10. Final provisions

These terms constitute the basic rules for using the Velmoraq website. If any provision of these terms is found to be invalid or unenforceable, it does not affect the validity of the other provisions.

Rights and obligations not expressly regulated by these terms shall be assessed according to the nature of the matter and the purpose of the website as an information source. No provision of these terms establishes a partnership, agency, or other similar relationship between the operator and the user.

Thank you for using Velmoraq responsibly and in accordance with the purpose of the website. The current version of the terms is effective from the date indicated at the top of this page.